Debt Recovery


Debt Recovery Solicitors

Expert Legal Support for Debt Recovery

Outstanding debts can undermine cash flow, disrupt operations, and place unnecessary pressure on a business’s financial position. When payments are delayed or withheld, taking prompt and proportionate action is critical to protecting commercial stability and avoiding further loss.

Lyon Croft Law advises businesses on effective debt recovery strategies, combining legal precision with a commercially focused approach. We support clients at every stage of the recovery process, from pre-action steps through to formal enforcement, ensuring debts are pursued efficiently, professionally, and in accordance with UK debt recovery regulations.

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Core Services

Strategic Debt Recovery Planning

Effective debt recovery begins with a clear assessment of the debtor position and the most appropriate recovery route. We advise businesses on early-stage debt recovery strategy, including pre-action correspondence, payment demands, and commercial negotiations. Our aim is to secure payment swiftly while preserving business relationships where possible and avoiding unnecessary escalation.

Pre-Action Debt Collection

We assist clients with formal pre-legal steps designed to prompt payment and strengthen recovery prospects. This includes issuing compliant letters before action, engaging with debtors to negotiate repayment terms, and advising on the likely success, timing, and cost of different debt recovery options under UK law.

Court Proceedings and Enforcement

Where informal recovery is unsuccessful, we pursue legal action to recover outstanding commercial debts. Our services include issuing county court claims, obtaining judgments, and advising on enforcement measures such as High Court enforcement, asset seizure, and charging orders. We focus on proportionate legal action designed to maximise recovery while controlling cost.

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Insolvency-Based Debt Recovery

In appropriate cases, insolvency procedures can provide an effective mechanism to recover unpaid debts. We advise on the use of statutory demands, winding-up petitions against companies, and bankruptcy proceedings against individuals, assessing whether insolvency action is commercially viable and strategically appropriate.

Alternative Routes to Recovery

Not every debt requires litigation. Where suitable, we advise on alternative dispute resolution methods such as mediation or negotiated settlement, particularly in contract-related disputes. These approaches can offer a faster, more cost-effective route to recovery while reducing legal exposure and preserving commercial relationships.

Why choose Lyon Croft Law?

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Lyon Croft Law provides commercially focused debt recovery advice designed to help businesses recover unpaid debts efficiently and with confidence. We combine legal expertise with a practical understanding of cash flow pressures, allowing us to pursue recovery strategies that are proportionate, effective, and aligned with wider business objectives.

Each matter is assessed individually to determine the most appropriate recovery route, whether through early engagement, formal legal action, or enforcement measures. Our approach is proactive and decisive, aimed at reducing delay, controlling costs, and improving recovery prospects at every stage.

We place strong emphasis on regulatory compliance and professional conduct, ensuring all recovery action is carried out in accordance with UK debt recovery and consumer protection requirements. This protects our clients’ reputation while maintaining a firm and credible position with debtors.

From initial payment demands through to court proceedings and enforcement, we provide end-to-end debt recovery support. Clients value our clear communication, strategic judgment, and consistent focus on securing the best possible commercial outcome.

Client Benefits

Effective debt recovery protects cash flow, strengthens financial stability, and reduces the risk of long-term loss. By taking a structured and timely legal approach, businesses are better positioned to secure payment while maintaining control over costs and commercial relationships.

Our approach allows clients to understand their recovery options clearly from the outset, assess the likelihood of success, and choose the most proportionate route to enforcement. Early strategic intervention often leads to faster payment, while robust legal action remains available where debtors fail to engage.

Clients benefit from clear communication, realistic assessments, and decisive action tailored to the value and nature of the debt. This ensures unpaid debts are pursued efficiently, lawfully, and with a focus on achieving the best possible commercial outcome.

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How can we help you?

Our approachable team specialises in addressing diverse complex legal challenges, whether you are a small to medium-sized corporation, an entrepreneur, or a private individual. We provide expert advice tailored to the intricacies of your matter. For a consultation on how Lyon Croft Law can assist you, please call us on +44 (0) 203 576 7170 or email us at info@lyoncroft.co.uk.

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